Bookkeeping & Fractional Controller

Your books, handled. Your numbers, finally explained.

We take bookkeeping off your plate and keep it clean — so you never touch QuickBooks again. Then, every month, we sit down with you and explain what your numbers actually mean.

QuickBooks Online experts Built for contractors & trades Never outsourced — you work with the owners

Your Monthly Review

A snapshot of what we deliver — every month, in plain language.

Books closed & reconciledOn time
Net profit this month+$42,180
Cash on hand$118,400
Recommendations to review3
QuickBooks Online ProAdvisor 30+ Years Combined Experience 100% U.S.-Based — Never Outsourced Backed by a CPA Referral Network
Serving contractors, trades & service businesses doing $500K–$5M in revenue — HVAC, electrical, plumbing, solar & more.
Sound Familiar?

If this is your bookkeeping, you're not alone

Most contractors we meet are somewhere on this list. None of it means you did anything wrong — it just means the books outgrew the shoebox.

🚚

Receipts in the truck

Expenses live in the glovebox, the text thread, and your memory — and somehow you're supposed to reconcile it all at month-end.

📅

Months behind

The books haven't been touched in a while, and every month you put it off makes the pile — and the anxiety — a little bigger.

🤔

No idea which jobs make money

Work is steady and the bank account looks okay, but you couldn't say which jobs are actually profitable and which are quietly bleeding.

😱

Dreading tax time

1099s, deductions, and a shoebox of paper you hand your CPA in April — hoping there are no expensive surprises.

You run the crews and the jobs. We'll run the books — and tell you what they mean.

Why Owners Work With Us

Stop chasing your numbers. Start understanding your business.

Most owners are behind on their books and stressed about it every month. We fix the root cause — then turn your financials into decisions.

🧩

Clean, automated books

We rebuild your chart of accounts, set the bank rules, and automate document capture so categorization stops being a monthly fire drill. Reconciled and closed on schedule, every month.

📊

A monthly review that matters

Numbers only help if you understand them. We meet with you each month and walk through what your financials are telling you — with 2–3 specific recommendations you can act on.

🏗️

Know which jobs make money

We set up job-level costing so you can see the profit on every project — not just a company total. Which jobs to bid more of, which to stop taking. Built for how trades actually work, not generic bookkeeping.

How It Works

From messy books to monthly clarity

A simple, proven path — no accounting degree required on your end.

1

Discovery call

A quick, no-pressure conversation about your setup and what's frustrating you most. No pitch, no jargon.

2

Diagnostic

We get into your QuickBooks and review it independently, then bring you a clear picture of what's really going on.

3

Cleanup & system build

We fix the books and build the automation so they stay clean — the part that keeps recategorization from coming back.

4

Monthly close & review

Every month: reconciled financials, delivered on time, plus a review call that turns them into action.

Start Here — No Cost, No Commitment

Free QuickBooks Diagnostic

Not sure how bad (or good) your books really are? We'll review your QuickBooks Online file and give you a straight answer — before you spend a dollar.

  • ✓ An independent review of your current books
  • ✓ The gaps, errors, and quick wins we find
  • ✓ A clear plan and price to get on track — no pressure
Request My Free Diagnostic
Takes 15 minutes to book
Who We Serve

A great fit if this sounds like you

  • You're an owner-operator doing $500K–$5M and you're already on QuickBooks Online.
  • You're a contractor or trades business — HVAC, electrical, plumbing, solar, or field service.
  • You're behind on your books, or you have a bookkeeper who's slow and keeps miscategorizing.
  • You want someone who explains the numbers, not just files them.

The part of the job we love most

We serve service-based small businesses of all kinds — but our sharpest fit is the trades.

"Most owners have never had anyone sit down and walk them through what their numbers are actually telling them. Watching the lightbulb go on — that's the best part of this job."

Simple, Transparent Pricing

Flat monthly plans that scale with you

Pick the level of support that fits where your business is right now. Every plan starts with clean books.

Essentials

Starting at$750/mo

Books done right, every month.

  • Monthly categorization & reconciliation
  • On-time monthly close
  • Financial statements delivered
  • Automated document capture
Get Started

Strategic

Starting at$2,500+/mo

A fractional controller on your team.

  • Everything in Growth
  • Job costing & project profitability
  • Cash flow forecasting
  • Controller-level financial guidance
Get Started
+ AP / AR Management + Payroll Liaison + 1099 Contractor Prep + Sales Tax Liaison + Job Costing Integration

Most engagements begin with a one-time onboarding & cleanup ($750–$2,500, scoped to the condition of your books). Final pricing is set after your diagnostic — anchored to your actual situation, never a guess.

About JMH

A husband-and-wife firm that treats your books like our own

JMH Financial Solutions is run by Josh and Markell Hadlock. We're small on purpose — you work directly with the owners, not a rotating support queue.

Josh brings two decades of accounting and finance leadership, including hands-on controller experience in the energy and contracting world. Markell brings 13 years of professional bookkeeping. Together, we handle the whole picture: clean delivery and the strategic read on top.

But clean books are just the starting point. What sets us apart is what comes next — each month we read the numbers with you, flag what's working, and hand you two or three specific moves to grow: your pricing, your job mix, your cash timing, and where your margin is really coming from. It's the fractional-controller layer most trades businesses never get — without the cost of a full-time hire.

Josh Hadlock, Co-Founder

Josh Hadlock

Co-Founder · Fractional Controller

~20 years in accounting & finance. Leads diagnostics, growth strategy, and the monthly advisory review.

Markell Hadlock, Co-Founder

Markell Hadlock

Co-Founder · Bookkeeping

13 years of professional bookkeeping. Owns the monthly close, reconciliations, and delivery.

Common Questions

What owners ask before starting

What if my books are a mess or way behind?

That's exactly what we're built for. We start with a one-time cleanup to get everything current and accurate, then put systems in place so it stays that way. You won't be judged for the state of your books — most of the clients we love started right there.

Do I have to switch software?

No. We work in QuickBooks Online, which most of our clients already use. If you're on it, we plug right in. If you're not, we'll tell you honestly whether a move makes sense for you.

How is this different from the bookkeeper I have now?

Two things. First, we fix the root causes — chart of accounts, bank rules, document flow — so recurring miscategorization stops. Second, we don't just hand you reports; we sit down each month and explain what they mean, with specific recommendations. Most bookkeepers stop at the numbers.

What does the monthly review actually cover?

A short, plain-language walk-through of your financials: how the month went, what's trending, and 2–3 concrete things you can do to keep moving toward your goals. No jargon, no lecture — just clarity you can act on.

Do you handle my taxes and payroll too?

We keep your books tax-ready and coordinate directly with your CPA at tax time — and if you need one, we can introduce you to a trusted partner from our CPA referral network. For payroll and sales tax, we act as your liaison with the specialists who file them, so everything stays compliant without adding risk. You get one financial point of contact, without us pretending to be everything.

How do we get started?

Book a free consultation. It's a relaxed conversation about your setup and what's frustrating you — no pitch and no pricing pressure. If it looks like a fit, the next step is a diagnostic where we review your books and come back with a clear plan and price.

Let's Talk

Ready to stop stressing about your books?

Start with a free QuickBooks diagnostic. We'll review where you stand and whether we're the right fit — no obligation, no jargon, and you work directly with us start to finish.

Prefer we reach out? Send us a message instead.

We'll reply within one business day. You work directly with Josh & Markell — never outsourced.

📅 Or book a diagnostic call directly on our calendar

Or reach us directly at josh@jmhfinancialsolutions.com  ·  markell@jmhfinancialsolutions.com